Abstract
Carbon funds are increasingly promoted as mechanisms for channelling climate finance into rural African communities, yet the frameworks that govern them remain fragmented, poorly resourced, and only weakly aligned with local sustainability needs. This paper examines how carbon fund frameworks can be strengthened to enhance climate sustainability practice in rural Africa. Drawing on a thematic analysis of publicly available interviews, conference addresses, and corporate disclosures from banking, insurance, and industry leaders, alongside academic and policy literature, the paper identifies recurring governance, benefit-sharing, and integrity gaps that limit the developmental value of carbon finance. Findings show convergence across sectors on the need for national regulatory frameworks, transparent benefit-sharing formulas, and community-centred monitoring, reporting and verification systems. The paper argues that strengthening carbon fund architecture is a precondition, not a by-product, of durable rural climate resilience, and offers implications for policy and practice.
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